opt+ Prepaid Debit Card

Behold the Power of Opt+ Prepaid Cards.

The opt+® Visa® Prepaid Debit Card allows you to manage your money and make purchases without needing a bank account. With opt+, you can enjoy the freedom of using your card anywhere Visa® debit cards are accepted. Easily load money to your card and shop online, make in-store purchases, or pay your bills.

Your money. Your terms. Your opt+.


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opt+ Direct Deposit Prepaid Debit Card

Direct Deposit

Free Card, Activation & Customer Service

$5.95 Monthly Fee

Free PIN and Signature Purchases

Free Loads & Unloads*

No Fees for ATM Withdrawals**

opt+ Monthly Prepaid Debit Card

Monthly

Free Card, Activation & Customer Service

$8.00 Monthly Fee

$1.00 Fee per PIN Purchase

No Fees for Signature Purchases

Free Loads & Unloads*

No Fees for ATM Withdrawals*

opt+ Pay As You Go Prepaid Debit Card

Pay as you go

Free Card, Activation & Customer Service

No Monthly Fee

$2.00 Fee per Purchase

Free Loads & Unloads*

No Fees for ATM Withdrawals*



This card is issued by Urban Trust Bank, FSB, or TFSB pursuant to a license from VISA. VISA is a registered trademark of Visa USA, Inc. All trademarks and service marks are property of their respective owners. Urban Trust Bank and TFSB are members of the Federal Deposit Insurance Corporation and all cardholders’ funds are insured by the FDIC in accordance with the FDIC applicable terms and conditions.

In compliance with the USA PATRIOT Act* and other laws, anyone who is a US resident over 18 with a valid Social Security number and a verifiable physical US address (no PO boxes or APO addresses) can apply for an opt+ Card. This information must be provided, along with other information pertinent to receiving approval, when applying for a opt+ Card. Currently, we do not issue the opt+ Card to residents of Puerto Rico, Guam, the Virgin Islands, American Samoa, or other US territories.

Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play is a trademark of Google Inc.

*At Speedy Cash & Rapid Cash locations only      **Other fees may apply